MANGO: annexure-VII
 

REPAYMENT OF TERM LOAN

Term Loan - Rs.45.00 thousand

Moratorium - 72 Months

Repayment - 5 Years

Installment Amount - Rs.4.09 thousand

Installment Nos. - 11

Interest Rate - 12%

(Rs. In thousand)

Year	Principal Amount	Installment	Outstanding	Interest
				Half	Yearly
Year 0	45.00	0	45.00	2.70	2.70
1		0
2
Year 1	45.00	0.00	45.00	-	5.40
1		0.00
2			45.00	2.70	5.40
Year 2	45.00	0.00	45.00	2.70
1	45.00	0.00	45.00	2.70	5.40
2
Year 3	45.00	0.00	45.00	2.70	5.40
1	45.00	0.00	45.00	2.70
2
Year 4	45.00	0.00	45.00	2.70	5.40
1	45.00	0.00	45.00	2.70
2
Year 5	45.00	0.00	45.00	2.70	5.40
1	45.00	0.00	45.00	2.70
2
Year 6	45.00	0.00	45.00	2.70	5.15
1	45.00	0.00	45.00	2.70
2
Year 7	45.00	4.09	40.91	2.45	4.17
1	40.91	4.09	36.82	2.21
2
Year 8	36.82	4.09	32.73	1.96	3.19
1	32.73	4.09	28.64	1.72
2
Year 9	28.64	4.09	24.54	1.47	2.21
1	24.54	4.09	20.45	1.23
2
Year 10	20.45	4.09	16.36	0.98	0.74
1	16.36	4.09	12.27	0.74
2
Year 11	12.27	4.09	8.18	0.49	0.25
1	8.18	4.09	4.09	0.25
2
Year 12	4.09	4.09	0.00	0.00	0.00
1	0.00	0.00	0.00	0.00
2
		45.00

annexure-VII (A)

REPAYMENT SCHEDULE

(Rs. in thousand)

Particulars	Year 1	Year 2	Year 3	Year 4	Year 5
Net Accruals	25.50	34.40	43.30	43.30	43.30
Interest Added Back
Loan- Balance at Year End	45.00	36.82	28.64	20.45	12.27
Bank Loan	45.00	36.82	28.64	20.45	12.27
Repayment (6years, half yearly)	5.40	13.58	13.34	12.35	11.37
Principal	0.00	8.18	8.18	8.18	8.18
Bank Loan	0.00	8.18	8.18	8.18	8.18
Interest	5.40	5.40	5.15	4.17	3.19
Bank Loan	5.40	5.40	5.15	4.17	3.19
Net Surplus	20.10	20.82	29.96	30.95	31.93